Your Health Insurance Company Said… No

What to do when your prescription medication is not covered by your insurance plan

October 20, 2017

It happens all the time

“I’m sorry, your prescription isn’t covered under your insurance plan” is what you may have heard as your pharmacist handed back your insurance card.  Sometimes they don’t even initially tell you what the price would be without insurance.  They know you won’t like the answer.  Even worse, you already pay your insurance premiums, and now you must pay full price for your medication as well.

Even if you are covered, your co-pay for certain drugs can still cost hundreds per month.  Of course, there is often a generic substitute, but what if that isn’t an option?  What if your doctor, or worse, your body tells you that a generic drug just won’t do and that the brand name of your medication is your only option?  What then?  If you simply can’t afford it, what then?

If this has happened to you, then you know just how worrisome it can be to have to call before you leave for the pharmacy just to make sure that you’ll be able to leave with your prescription.  Just because it was covered last month doesn’t necessarily mean it will be covered this month.  It’s not only frustrating, it can be downright frightening.  But it doesn’t have to be.

You do have options

What a lot of people, understandably, don’t know is that there may be another way.  You shouldn’t be forced to choose between cutting your budget or missing your doses.  You could try one of the following instead.

Maybe we can help

Regardless if you’ve had any issues with your prescriptions or not, you should check out our website at www.EaglePharmacy.com.  You may be able to get the actual brand name medication with or without insurance much cheaper than what you are paying now.  We’ve partnered with multiple drug manufacturers to bring down the cost for those who don’t have insurance or simply can’t afford brand name medication.  Even if your medication isn’t on our list, please contact us as it may be coming soon.  Tell a friend, and let us know how we can help!